Current Account-i

Foreign Currency Current Account-i

  Types of Charges Charge
1 Handling Fee for debit / credit entries (excluding transfer / placements into Foreign Currency Fixed Return Investment Account-i) USD2 or its equivalent in Ringgit Malaysia
2 Half-yearly Service Charge USD10 or its equivalent in Ringgit Malaysia

Note: The fees and charges listed above are stated inclusive of any taxes, where applicable.

Basic Current Account-i without Annual Fee

  Types of Charges Charge
  Annual Fee Nil
  ATM cash withdrawal & over-the-counter transactions Nil
  Interbank GIRO
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2.00. (Applicable for Interbank GIRO over-the-counter transactions)
  Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT) Nil
  Debit Card  
 

a) New Card

b) Replacement of lost/stolen/mishandled card

NIL

RM12

  Closing of Basic Current Account ( within 3 months from the date of account opened) RM 20.00
  Dormant Account fee RM10.00
  Half-yearly service charge
(If average credit balance less than RM1,000)
RM10.00

 

Nil

RM12

 

Nil

RM12

 

 

Current Account-i for Preferred

  Types of Charges Charge
1 Half yearly service charge RM10.00 for accounts with average credit balance of less than RM1,000
2 Closing of Current Account (within 3 months from the date of account opened) RM20.00 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
3 Closing of Current Account (after 3 months from the date of account opened) RM10.00 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
4
Debit Card card annual fee RM15

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Current Account-i

  Types of Charges Charge
1 Half Yearly Service Charge (if average balance less than RM1,000) RM10.00
2 Stamp duty on cheques RM0.15 per cheque leaf
3 Stamp duty for third party mandate RM10.00
4 Service charge for third party mandate RM10.00
5 Search Fees for Opening of Account RM15.00 (Not applicable to individual and SME businesses)
6 Despatch of cheques books by registered mail within Malaysia & Singapore RM10.00 per cheque book, irrespective of size
7 Cheque Books not collected after 30 days RM30.00 per cheque book, irrespective of size
8 Additional/ Reproduction of Current Account Statement for period exceeding 1 year RM30.00 (upfront)
RM2.00 (additional page)
9 Additional / Reproduction of Current Account Statement for period up to 1 year RM10.00 (upfront)
RM2.00 (additional page)
10 Current Account Statement Free - monthly basis
RM20.00 (per month-daily request)
RM10.00 (per month-weekly request)
RM5.00 (per month-fortnightly request)
11 Cheque Return Charges - Insufficient Funds RM100.00 per cheque
12 Cheque Return Charges - Stop Payment and the Balance is Insufficient RM100.00 per cheque
13 Cheque Return Charges - Post Dated Cheque RM10.00 per cheque (to be paid by depositor)
14 Stop Payment Instruction RM10.00 per instruction
15 Collection of Outstation Cheques Nil
16 Inter-branch Online Transactions Nil
17 Money/Postal Order Deposits Nil
18 Transfer of Funds within same branch by Instruction RM5.00 per transaction
19 Transfer of Funds to another branch by Instruction* RM5.00 per transaction
20 Transfer of Funds to another Bank by Instruction RM5.00 per bankerscheque + RM0.15 stamp duty 
21 Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT)
Nil
22 Closing of Current Account (after 3 months from the date of account opened) RM10.00 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
23 Closing of Current Account-i (after 3 months but within 6 months from the date of account opened) RM20.00 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
24 Third Party Cheque Encashment RM2.00 per cheque
25 Letter of Reference RM30.00 per letter
26 Account Certification for EPF Withdrawal RM20.00
27 Referral of Cheques RM50.00 per cheque
28 Creation of Facility Excess Authorisation (FEAs) - Non-SME Account only (Individual and Corporate account only) RM50.00 per occasion
29 DCHEQS Appeal RM50.00 per appeal
30 Change of Signatories /Conditions RM10.00 per occasion
31 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5.00 per envelope
32 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
33 Debit Card Annual Fee RM15.00
34 Processing fees on cheques RM0.50 per transaction
35 Credit of Salaries- Where Employees do not maintain accounts with CIMB Islamic RM5.00 per bankers cheque + stamp duty of RM0.15
37 Credit of Salaries -Where Employer and Employees are CIMB Islamic account holders at the same branch or different branch RM3.00 per item
38 Transfer of funds within same branch or to another branch by instruction RM5.00 per transaction

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Current Account-i Plus

  Types of Charges Charge
1 Stamp duty on cheques RM0.15 per cheque leaf
2 Stamp duty for third party mandate RM10.00
3 Service charge for third party mandate RM10.60
4 Despatch of cheques books by registered mail within Malaysia & Singapore RM10.60 per cheque book, irrespective of size
5 Cheque Books not collected after 30 days RM31.80 per cheque book, irrespective of size
6 Additional / Reproduction of Current Account Statement   RM2.12 (per page)
7 Current Account Statement Free - monthly basis
RM21.20 (per month-daily request)
RM10.60 (per month-weekly request)
RM5.30 (per month-fortnightly request)
8 Cheque Return Charges - Due to insufficient funds RM106 per cheque
9 Cheque Return Charges - Stop payment instruction and the balance is insufficient RM106 per cheque
10 Cheque Return Charges - Post Dated Cheque RM10.60 per cheque  
11 Stop Payment Instruction and the balance is sufficient RM10.60 per instruction
12
Transfer of Funds to another Bank by Instruction RM5.30 per Drawing Voucher / Banker's Cheque + RM0.15 stamp duty 
13 Online Interbank GIRO
RM0.11 per transaction
14 Interbank GIRO (over the counter) RM2.12 per transaction
15
Closing of Current Account-i (within 3 months of account opening) RM20.00  
16 Closing of Current Account-i (after 3 months of account opening) No charge
17 Third Party Cheque Encashment RM2.12 per cheque
18 Letter of Reference - For the purpose of visa education, education placement etc
RM31.80 per letter
19
Account Certification for EPF Withdrawal RM21.20
20
Referral of Cheques RM53.00 per cheque
21
DCHEQS Appeal RM49.40 per appeal (waive until further notice)  
22
Change of Signatories /Conditions RM10.60 per occasion
23
Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5.30 per envelope
24
Dormant Account Activities Fee RM10.60 annually after the date of notice sent to account holder
25
Debit Card Annual / Issuance Fee RM15.90
26
Processing fees on cheques RM0.53 per transaction
27
Transfer of funds within same branch or to another branch by instruction RM2.12 per transaction (waive until further notice)  
28 Half Yearly Service Charge

RM10.60 for account with average credit balance of less than RM1,000.

For closure of account, the half yearly charges will be prorated.

29 Debit Card Replacement fee due to lost/stolen/mishandle RM12.00

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Senior Basic Current Account-i

  Types of Charges Charge
1

Annual Fee

Nil

2

Over-the-counter visit

Free 16 over-the-counter visits per month

RM5.00 per visit will be charged after the first 16 visits

3

Interbank GIRO transaction via over-the-counter

Nil

Note:

  • Over-the-counter visits defined as per visit to the banking institution's counter irrespective of the number of transactions performed.
  • The fees and charges listed above are inclusive of any taxes, where applicable.

Senior Basic Current Account-i

 

  Types of Charges Charge
1

Closing of account within 3 months of its opening

RM20.00

2

Closing of account above 3 months of its opening

Nil

3

Stamp duty on cheques 

RM0.15 per cheque leaf

4

Service charge for inward unpaid items (return of uncleared cheques to the account holder due to technical issue i.e. post-dated)

RM5.00 per envelope

5

Cheque return charges – post-dated cheque

RM10.00

6

Account certification for EPF withdrawal

RM20.00

7

Despatch of cheque book registered mail within Malaysia and Singapore

RM10.00 per cheque book, irrespective of size

8

Change of signatories / conditions / change of operating mandate

RM10.00 per account per occasion

9

Current Account Statement

i) Free on a monthly basis                                  

ii) RM20.00 per month for daily requests   

iii) RM10.00 per month for weekly requests                       

iv) RM5.00per month for fortnightly requests

10

Cheque processing fee 

RM0.50 per transaction on issuer

11

Half-yearly service charge

RM10.00 for account with average credit balance of less than RM1,000.

For closure of account, the half-yearly charges will be pro-rated.

12

Referral of cheques

RM50.00 per cheque

13

Letter of reference

RM30.00

14

Stamp duty for 3rd party mandate

RM10.00

15

Service charge for 3rd party mandate

RM10.00

16

Transfer of funds to another bank by instruction

RM5.00 per bankers cheque  + RM0.15 stamp duty

17

Dormant Account Fee

RM10.00 annually after the date of notice sent to account holder. For balances up to RM10, it will be absorbed as dormant fee and the account will be closed.

18

Cheque Return charges – insufficient funds

RM100.00 per cheque

19

Stop Payment Instruction

RM10.00 per instruction, irrespective of the number of cheques

20

Third Party cheques encashment

RM2.00 per cheque

21

Cheque Return charges – Customer’s instruction to stop payment due to  insufficient funds

RM100.00 per cheque

22

Transfer of funds within the same branch or to another branch by instruction via over-the-counter

RM2.00 per transaction

23

Additional / reproduction copy of current account statement for the past  12 months (requested by customer)

RM2.00 per page

 

24

Additional / reproduction copy of current account statement of more than 12 months (requested by customer)

RM2.00 per page

 

25

DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist)

RM47.00 per appeal

26

Cheque books not collected after 30 days

RM30.00 per cheque book, irrespective of size

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.