• Term Investment Account-i

Term Investment Account-i (TIA-i) is a shariah compliant investment account which offers potentially higher returns with a minimum placement of RM1,000 and no placement fee. Actual returns will be declared monthly based on the actual performance of the investments. Visit any CIMB branch to start investing in TIA-i.

Potentially higher returns

No placement fee

Stable investments with low risk

Profit sharing between bank & customers

Affordable with a minimum investment of RM1,000

  • The investor shall be entitled to 50% of the accrued profit (if any) for any investment uplifted before maturity.
  • Automatic renewal upon maturity.
  • The product is based on the Profit Sharing concept. 

 

  • NRIC or Passport
  • Exclusive for all Individual customers (personal or joint account)

 

  • Not eligible for Perbadanan Insurans Deposit Malaysia (PIDM) protection.
  • Profit payment can be made via funds transfer to any CIMB Savings or Current Account/-i.

 

Detail Non-Promotional Non-Promotional Non-Promotional Promotional
Indicative Profit Rate
3.40% p.a. 3.45% p.a. 3.30% p.a. 4.00% p.a.
Tenure 3 months 6 months 12 months 6 months
Minimum investment RM1,000 RM1,000 RM1,000 RM10,000
Profit Sharing Ratio (PSR) to investor 50% or more 50% or more 50% or more 50% or more
Promotional period From 16 September 2018 From 16 September 2018 From 3 June 2019 From 3 September 2019 to 20 September 2019
3 months
3 months
RM1,000
RM1,000
RM1,000
RM1,000
RM1,000

Notes:
1. Promotional rate is only applicable for 1 cycle. Upon maturity, only Principal amount will be automatically renewed to its respective tenure on the respective prevailing board rate.
2. To be entitled for the promotional campaign, CIMB Preferred customers are required to have the CIMB Preferred Current Account/-i while other eligible customers are required to have CIMB Current Account/-i or CIMB Savings Account/-i.

Types of Charges Charge
Reproduction/Re-print  of Statements for TIA-i for any period  RM 2.00 (per page)



IMPORTANT / DISCLAIMER

THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT.

WARNING

THE RETURNS ON THIS INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS. THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND ACCOUNT HOLDER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, ACCOUNT HOLDER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED. THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”).

 

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