• Variable Home Financing-i for PR1MA Homes

High margin of financing

PR1MA Home Financing Package:

Margin of financing (MOF) up to 100% + 5% (GMRTT / Legal fee / Stamp-duty)


Special PR1MA End Financing (SPEF) Package:

Margin of financing (MOF) up to 100% + 10%

(GMRTT/Legal fee*/Stamp-duty)

*Legal fee is financed up to maximum of RM1, 500 only

Processing fee

PR1MA Home Financing Package:



Special PR1MA End Financing (SPEF) Package:

One-off, RM200.00 

Financing tenure

Enjoy financing tenure up to 35 years but customer’s age should not exceed 70 years at the end of financing period


Type of properties

Completed or under construction residential properties located in Malaysia under the 1Malaysia People’s Housing (PR1MA) programme

Monthly Installment Calculator

Choose the duration to find out the corresponding rates per annum.

Financing Amount (RM)

Financing Period (Years)

Profit Rate (%)

Total Amount Payable
RM 0


  • Individuals age 21 years and above
  • Malaysian citizens
  • Obtained valid Offer To Purchase (OTP) letter  from Perbadanan PR1MA Malaysia (PR1MA)


  • Provide valid Offer To Purchase (OTP) letter  from Perbadanan PR1MA Malaysia (PR1MA)
  • Property purchase price of RM100, 000 to RM400, 000 for SPEF Scheme

Salaried Applicant:

  • NRIC photocopy
  • Latest 3 months' salary slip
  • Latest EPF statement / Latest 3 months bank statements showing salary crediting
  • Sale & Purchase Agreement / Booking form from developer


Self-Employed Applicant:

  • NRIC photocopy
  • Business registration
  • Latest 6 months business bank statements
  • Latest Form B with tax payment receipt
  • Sale & Purchase Agreement / Booking form from developer

Service Tax Implementation 
Taxes on products and services (including but not limited to service tax, indirect taxes or withholding taxes), where applicable, as may be imposed by the Government of Malaysia and any taxes payable in connection with or arising out of facility financing/account will be payable.

  Products / Items Fees & Charges
1 Variable Home Financing-i  / Business Premises Financing-i / Term Financing-i Processing fee: Not applicable
2 Flexi Home Financing-i / Flexi Business Premises Financing-i

Set up fee of RM200.00 

Monthly service charge of RM10.00 

Non rebated profit of RM40.00

3 HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i

Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

**per transaction regardless of the amount withdrawn

4 Special PR1MA End Financing (SPEF) Package Processing fee of RM 200.00 
5 Redemption Statement  (Home Financing) RM 50.00 per request
6 Letter of Confirmation for EPF withdrawal RM 20.00 per request
7 Ring Fence Processing Fee for EPF withdrawal  RM 50.00 per request
8 Reproduction of statements

For period up to 1 year

Front page - RM 10.00 

Additional page - RM 2.00 

For period exceeding 1 year

Front page - RM  30.00 

Additional page - RM 2.00 

9 Stamp Duties 

As per Stamp Duty Act 1949 (Revised 1989)

i)Letter Offer               : RM10.00

ii)Principal Document   :  RM5.00 for every RM1,000.00

iii)Security Document     : RM10.00

iv)Standing Instruction   : RM10.00