• Senior Basic Current Account-i

No annual fee

 

Free 16 over-the-counter visits per month.

Comes with a cheque book

 

Enjoy greater banking convenience.

Complimentary monthly statement

Manage and track your transactions easily.

 

No ATM / debit card and Internet Banking facility provided.

Click here to view other available rates and charges.


Additional Features

  • Eligible for PIDM protection. To view PIDM's brochure, click here.
  • Individual Malaysian citizens and permanent residents aged 55 years and above only.
  • Minimum initial deposit: RM500.
  • Joint Account is allowed provided one of the individuals is aged 55 years and above.

  Types of Charges Charge
1

Annual Fee

Nil

2

Over-the-counter visit

Free 16 over-the-counter visits per month

RM5.00 per visit will be charged after the first 16 visits

3

Interbank GIRO transaction via over-the-counter

Nil

Note:

  • Over-the-counter visits defined as per visit to the banking institution's counter irrespective of the number of transactions performed.
  • The fees and charges listed above are inclusive of any taxes, where applicable.

Other Fees & Charges

 

  Types of Charges Charge
1

Closing of account within 3 months of its opening

RM20.00

2

Closing of account above 3 months of its opening

Nil

3

Stamp duty on cheques 

RM0.15 per cheque leaf

4

Service charge for inward unpaid items (return of uncleared cheques to the account holder due to technical issue i.e. post-dated)

RM5.00 per envelope

5

Cheque return charges – post-dated cheque

RM10.00

6

Account certification for EPF withdrawal

RM20.00

7

Despatch of cheque book registered mail within Malaysia and Singapore

RM10.00 per cheque book, irrespective of size

8

Change of signatories / conditions / change of operating mandate

RM10.00 per account per occasion

9

Current Account Statement

i) Free on a monthly basis                                  

ii) RM20.00 per month for daily requests   

iii) RM10.00 per month for weekly requests                       

iv) RM5.00per month for fortnightly requests

10

Cheque processing fee 

RM0.50 per transaction on issuer

11

Half-yearly service charge

RM10.00 for account with average credit balance of less than RM1,000.

For closure of account, the half-yearly charges will be pro-rated.

12

Referral of cheques

RM50.00 per cheque

13

Letter of reference

RM30.00

14

Stamp duty for 3rd party mandate

RM10.00

15

Service charge for 3rd party mandate

RM10.00

16

Transfer of funds to another bank by instruction

RM5.00 per bankers cheque  + RM0.15 stamp duty

17

Dormant Account Fee

RM10.00 annually after the date of notice sent to account holder. For balances up to RM10, it will be absorbed as dormant fee and the account will be closed.

18

Cheque Return charges – insufficient funds

RM100.00 per cheque

19

Stop Payment Instruction

RM10.00 per instruction, irrespective of the number of cheques

20

Third Party cheques encashment

RM2.00 per cheque

21

Cheque Return charges – Customer’s instruction to stop payment due to  insufficient funds

RM100.00 per cheque

22

Transfer of funds within the same branch or to another branch by instruction via over-the-counter

RM2.00 per transaction

23

Additional / reproduction copy of current account statement for the past  12 months (requested by customer)

RM2.00 per page

 

24

Additional / reproduction copy of current account statement of more than 12 months (requested by customer)

RM2.00 per page

 

25

DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist)

RM47.00 per appeal

26

Cheque books not collected after 30 days

RM30.00 per cheque book, irrespective of size

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.

Call Our Consumer Contact Centre:
+603 6204 7788
(or +603 2295 6100 for overseas)