• Credit Guarantee Corporation Schemes


Credit Guarantee Corporation Malaysia Berhad (CGC) was incorporated as a limited company under the Malaysian Companies Act 1965 on July 5, 1972. The current shareholders are Bank Negara Malaysia (Central Bank of Malaysia) holding 79.3% and the commercial banks, 20.7%.

The objective of CGC is to assist small and medium-sized enterprises (SMEs), especially those with inadequate collateral or without collateral, gain access to financing from financial institutions at a reasonable cost.

It also complements the Government's efforts in promoting and developing identified business sectors.


CGC will guarantee financing under Bank Negara Malaysia Funded Schemes, namely SME-All Economic Sectors


Assists entrepreneurs who have viable projects but lack collateral to obtain the required Islamic banking facilities from financial institutions.

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