• Special Mudharabah Investment Account-i

Returns on investments

 

Enjoy monthly returns while get savings on the Flexi Home Financing-i and Flexi Business Premises Financing-i account profit charged.

Investment without maturity

No specific tenure for your investment.

Withdrawal of funds at any time

Perform withdrawal via ATM or over the counter at branches when you need cash.

  • The product is only applicable to Islamic Flexi Home Financing-i and Flexi Business Premises Financing-i products.
  • Profit Sharing Ratio (PSR) is 5:95  (5% for the Customer and 95% to the Bank)
  • Profit will be distributed in monthly basis.
  • Profit is subject to the performance of the assets where the funds is invested.
  • Not eligible for Perbadanan Insurans Deposit Malaysia (PIDM) protection. 
  • Individual (Malaysian Citizens and Foreigners) & Business Entities
  • Minimum initial investment is RM50.00
Types of charges Charges

Stamp duty on cheques

RM0.15 per cheque leaf

Processing fees on cheques

RM0.53 per transaction

Cheque Books not collected after 30 days

RM31.80 per cheque book, irrespective of size

Account Statement

i) Free on a monthly basis
ii) RM21.20 per month for daily request
iii) RM10.60 per month for weekly request
iv) RM5.30 per month for fortnightly request
Closing of Account (within 3 months of its opening) RM20 

Closing of Account (after 3 months of its opening)

Not applicable effective from 19 March 16

Change of Signatories / Conditions

RM10.60 per occasion
Half-yearly service charge (if average balance of less than RM1,000) Not applicable effective from 19 March 16  
Cheque Return Charges – Insufficient Funds

RM106 per cheque

Cheque Return Charges – Customer instruction to stop payment due to  insufficient fund 

RM106 per cheque

Cheque Return Charges – Post Dated Cheque

RM10.60 per cheque (to be paid by depositor)

Stop Payment Instruction

RM10.60 per instruction
Third Party Cheque Encashment

RM2.12 per cheque

Referral of cheques

RM21.20 per cheque

DCHEQS Appeals

RM53 per appeal

Creation of Facility Excess Authorisation (FEAs) - Not applicable for Individual and SME

RM53 per occasion

Service charge for Inward Unpaid Items (Unpaid Cheques Deposited)

RM5.30 per envelope

Dormant Account Activities Fee

RM10.60 annually after the date of notice sent to account holder

Stamp duty for third party mandate

RM10

Service charge for third party mandate

RM10.60

Letter of reference

RM31.80 per letter
Despatch of cheque book by registered mail within Malaysia & Singapore

RM10.60 per cheque book, irrespective of size

Online Interbank GIRO (IBG)

RM0.10 per transaction

Account Certification for EPF  Withdrawal

RM21.20

ATM Card Annual Fee

RM8.48

Debit Card Annual Fee

RM15.90

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Call Our Consumer Contact Centre:
+603 6204 7788
(Local and Overseas)